Libya:
Social Security


Old Age, Disability, Death

First law: 1957.
Current law: 1980. 
Type of program: Social insurance system. 
Exchange rate: No exchange rate available.

Coverage
All residents. 
Special system for members of Armed Forces.

Source of Funds
Insured person: 2.125% of earnings. Self-employed, 5.1%.
Employer: 2.975% of payroll.
Government: 3.4% of covered earnings; annual subsidies; also cost
of income-tested benefits.
Above contributions also finance sickness, lump-sum grants for
pregnancy and childbirth, and work-injury benefits.

Qualifying Conditions
Old-age pension: Age 65 (60 if in hazardous or unhealthy
occupations) and 20 years of contribution for full pension.
Retirement from covered employment necessary. Not payable abroad.
Disability pension: 80% loss of earning capacity in last job or
other suitable work.
Survivor pension: Insured was pensioner or eligible for pension
at death.

Old-Age Benefits
Old-age pension: Full pension, 2.5% of average earnings during
last 3 years for each of first 20 years of contribution, plus 2%
for each year of contribution in excess of 20. 
Minimum pension, 96 dinars a month; maximum, 80% of average
earnings.
Dependents' supplements: 4 dinars a month for wife, 2 dinars for
each child under age 18 (any age for unmarried daughter).

Permanent Disability Benefits
Disability pension: 50% of full old-age pension, plus 0.5% per
year of contribution for each of first 20 years of contribution,
and 2% for each year exceeding 20.
Minimum pension, 40 dinars a month plus 50% of earnings; maximum,
80% of earnings.
Dependents' supplements: 4 dinars a month for wife, 2 dinars for
each child under age 18 (any age for unmarried daughter).
Constant-attendance supplement: Up to 25% of pension.

Survivor Benefits
Survivor pension: Distribution based on number and relationship
of family members of the deceased. 
Widows: 30% to 75% of pension of insured paid at any age,
depending on number and relationship of other recipients. 
Sons: 40% to 75% of pension of insured if one son; up to 100% if
more than one. Parents: 15% to 60% of pension. 
Brothers and sisters: 15% to 60% of pension of insured.
Funeral grant: Lump sum of 50 dinars.

Administrative Organization
Social Security Fund, administration of program through district
and local offices; managed by tripartite board and
director-general.
General supervision by national social security committee.
Local supervision by municipal committees.

Sickness and Maternity

First law: 1957.
Current law: 1980.
Type of program: Dual employer liability/social insurance system.

Coverage
Individual employer liability program--Short-term cash benefits
for all employees. 
Social insurance program--Short-term cash benefits for self-
employed; long-term cash benefits and specific medical benefits
for employed and self-employed.

Source of Funds
Insured person: Cash benefits, none. Medical benefits, 1.5% of
earnings. Self-employed, 5.5% (medical benefits, 4.0%; cash
benefits, 1.5%).
Employer: Cash benefits, entire cost for employees; medical
benefits, 1.4% of payroll.
Government: Cash benefits, 0.6% of earnings (self-employed only);
medical benefits, 1.6% of earnings.

Qualifying Conditions
Cash sickness benefits: 6 weeks of contribution during last 3
months.
Cash maternity benefits: Entry into insurance 6 months before
confinement; 4 months' contribution during last 6 months.
Medical benefits: Same contribution conditions as for cash
benefits or receiving a pension.

Sickness and Maternity Benefits
Sickness benefit: 60% of earnings, payable for up to 1 year.
Maternity benefit: 100% of earnings payable for a total of 3
months.
Maternity grant: 3 dinars per month from 4th month until
confinement; maximum: 6 months.
Birth grant: 25 dinars for each birth.

Workers' Medical Benefits
Medical benefits: Medical services provided directly to patients
by facilities of Ministry for Social Security.
Includes general and specialist care, hospitalization, maternity
and nursing care, essential medical supplies, and rehabilitation.
Patients may be required to pay part of cost of benefits. 
Duration: Up to 6 months beyond duration of cash benefits.

Dependents' Medical Benefits
Medical benefits for dependents: Same as for insured person.
Wife of insured man receives same maternity benefits as insured
woman.

Administrative Organization
National and local administration, see above.

Work Injury

First law: 1957.
Current law: 1980. 
Type of program: Dual employer liability/social insurance system.

Coverage
Individual employer liability program--Short-term cash benefits
for all employees.
Social insurance program--Short-term cash benefits for self-
employed; long-term cash benefits for employed and self-employed.

Source of Funds
Insured person: See sickness and maternity contributions above.
Employer: Same.
Government: Same.

Qualifying Conditions
Work-injury benefits: No minimum qualifying period.
Temporary Disability Benefits
Temporary disability benefit: 70% of earnings, payable for up to
1 year.

Permanent Disability Benefits
Permanent disability pension: Full pension, if 60% or more
disabled, same as old-age pension. 
Minimum pension, 40 dinars a month plus 50% of earnings; maximum,
100% of earnings.
Constant-attendance supplement: Up to 25% of pension.
Partial disability: Pension proportionate to degree of
incapacity, if 30% to 60%; lump sum payable if 5% to 29%
disability.

Workers' Medical Benefits
Medical benefits: Medical treatment and surgery, hospitalization,
medicine and appliances, dental care, glasses, and
rehabilitation.

Survivor Benefits
Survivor pension: 50% of actual or potential permanent disability
pension of deceased, paid to widow at any age.
Orphans: 20% of insured's pension to each orphan under age 18
(any age for unmarried daughter); 40% to each full orphan, or 50%
if only 1 full orphan.
Dependent parents (if no widow or orphans survive): 40% of
pension each (male parent must be over age 60).
Maximum survivor pensions: 100% of pension of insured. 
Death grant (concurrent with widow's and orphans' pensions): 3
months' earnings.
Funeral grant: Lump sum of 50 dinars.

Administrative Organization
National and local administration, see above.

Unemployment

First law: 1973 (no longer in force).
(1980 labor code requires employer to pay dismissal indemnity of
100% of earnings for up to 6 months.)

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